What Happens If Your Car Is Stolen?

Car theft is an unfortunate reality that many people face. Understanding what to do immediately after discovering your car is missing can make a significant difference in recovering your vehicle and minimizing the impact of the theft.

Steps to Take Immediately

Below are the steps that you should take if your car is stolen:

• File a police report. The first step is to contact your local police department and file a stolen vehicle report. Provide detailed information about your car, including the Vehicle Identification Number (VIN), license plate number, make, model, color and any unique features. This report is crucial for both the recovery process and insurance claims.

• Contact your insurance provider. Notify your insurance company as soon as possible. If you have comprehensive coverage, you can file a claim for the stolen vehicle. Even if you don’t have this coverage, informing your insurer is important to financially protect yourself from liability if the thief uses your car to commit crimes.

• Alert the Department of Motor Vehicles (DMV). Inform the DMV about the theft to prevent any fraudulent activities involving your vehicle.

• Contact your lender. If your car is financed or leased, notify the lender or leasing company about the theft.

Protecting Your Identity

Car theft can sometimes lead to identity theft if personal information is left in the vehicle. Monitor your credit report and consider placing a fraud alert on your accounts.

Choose the Right Insurance Provider

When dealing with the aftermath of car theft, having a reliable insurance provider can make all the difference. Garlesky Insurance Agency, in Cuyahoga Falls, Ohio, can offer auto insurance solutions tailored to your needs. With over 40 years of experience, we are committed to providing exceptional service and support during difficult times. Contact us today and let us help you navigate the complexities of insurance and secure appropriate coverage.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.